Insurance Program Review & Renewal Marketing
A free second opinion on your program, then a competitive renewal marketed to the right carriers.
Most insurance programs are never actually shopped. The incumbent agent renews with the same carrier, the rate drifts a few points a year, and nobody reads the forms until there's a claim. A review changes that. We benchmark your pricing against where comparable risk is placing today, flag the exclusions and valuation problems that bite at claim time, and when you're ready, run a disciplined marketing process so carriers have to compete for the account. It costs nothing to look.
Who this is for
Built for accounts like yours
What the review covers
Pricing benchmark
Where your rate sits against the current market for comparable risk, in numbers rather than adjectives.
Coverage gap & valuation analysis
The exclusions, sublimits, and insurance-to-value problems that only show up at claim time.
Structure & deductible review
Whether the program still fits the portfolio and the balance sheet, or just fits last year's renewal.
Competitive marketing (RFP)
A disciplined process that takes the account to the right carriers and makes them compete.
Common questions
Is the review really free?
Yes. The review and the benchmark cost nothing and stay confidential. If we later market the account and you place coverage through us, we're compensated the way any broker is. There's no fee and no obligation attached to looking.
When should we start before renewal?
Ideally 90 to 120 days out. That's enough time to gather data, model the exposure, and market the account properly instead of begging carriers for extensions. We can move faster when a non-renewal forces the issue; we'd just rather not have to.
Will this disrupt our current agent relationship?
Not unless you want it to. Plenty of owners use the review purely as a benchmark. If we find material savings or better coverage, the decision and the timing stay yours.
Get started
Talk to a program review specialist
Send us the current program, or just the renewal date. We'll tell you whether the structure, the pricing, or the coverage can be beaten. Built for accounts with $50,000+ in annual premium.
- A second set of expert eyes on your program, free.
- Marketed to the carriers that actually want your risk.
- No obligation, fully confidential.